Buying a home is one of the biggest financial and emotional decisions most of us will ever make. Over the years, I have worked with countless buyers in Ottawa, Kanata, Nepean, and Westboro, and one thing I can tell you is this: the closing process is rarely as simple as people expect.
As a real estate lawyer in Ottawa, I have seen buyers walk into closings unprepared — and it can cost them time, money, and peace of mind. That is why I want to share what I wish every buyer knew before signing.
The Closing Day Reality
Many first-time buyers think closing day is just about picking up the keys. In reality, there are multiple steps prior to closing that need to be handled with care, including:
- Reviewing your Agreement of Purchase and Sale for hidden risks;
- Ensuring your financing documents match your lender’s requirements;
- Checking property title for liens, easements, or encumbrances;
- Making sure all taxes, utilities, and adjustments are accounted; and
- Registering the property in your name.
Without a lawyer double-checking these details, unexpected issues can delay your move-in date or even cost you thousands.
Why a Real Estate Lawyer Matters
When clients search online for “best real estate lawyer Ottawa” or “real estate lawyer Kanata”, they are often looking for someone who woould not just push paperwork — but who will protect their investment.
Here is what I do for buyers:
- Flag risks in contracts before you commit;
- Ensure your mortgage lender’s conditions are met;
- Confirm that the seller has clear legal ownership of the property;
- Prevent you from taking on debts or obligations tied to the home; and
- Guide you through each step so you feel confident on closing day.
Common Issues I Have Seen at Closings
Some of the most common surprises that come up include:
- Unpaid property taxes or utility bills by the seller;
- Discrepancies in the legal property description;
- Lender delays that push closing back by days or weeks; and
- Missing or incorrect paperwork from the seller’s lawyer.
The good news is, with the right preparation, these problems can usually be resolved before they become costly headaches.
Local Knowledge Matters
Ottawa’s real estate market is competitive, and each neighborhood — from Kanata’s family-friendly suburbs to Westboro’s urban condos — comes with its own quirks. Having a real estate lawyer familiar with Ottawa and Kanata means you are getting advice that’s not just legal, but also local.
Do Not Sign Until You Are Protected
If you are about to buy a home in Ottawa or Kanata, remember this: a real estate closing is more than a formality; it is the last chance to make sure your biggest investment is fully protected.
👉 Contact me today to book your free consultation with an Ottawa real estate lawyer.
